Universal Health Care Can Save Our Economy - Dr. Behzad Mohit

Dr. Clayton Christensen has written on "disruptive innovation" extensively. He defines disruptive innovation as a business model that brings to market a much more affordable product or service that is much simpler to use. The non-profit, independent single-payer insurance agency that is proposed in my book, Universal Health Care System for the United States of America: A Disruptive Innovation, is exactly that. It is affordable and it is simple. Its cost per person will be less than half of the cost per person in the present system. This will cut our country's health care expenditure, now at $2 trillion, by more than $1 trillion/year. It is not "socialized medicine" and it is simple to manage. It is structured by legislation as a regulated, non-profit, single-payer insurance agency. It is to be administered privately by a director elected by policy holders. Thus it avoids the inefficiencies of government bureaucracy. It covers 100% of individuals' health care, including prescription drugs and devices, with no copay. Preventive care is included in all policies. There is no billing or form to fill out by doctors and other providers. There is also no expensive claim processing, by Medicare, Medicaid or insurance companies. This alone will save approximately $364 billion/year, and doctors will be able to spend their valuable time taking care of patients instead of filling out forms. There is complete choice of doctor for patients.

Since my book Universal Health Care System for the United States of America came out April 1st, 2009, the naysayers have thought about it as an April Fool's Day joke, a fantasy that will never be realized. Some may say there are "too many forces against it," namely pharmaceutical and health insurance companies. I beg to disagree simply because all other businesses small or large and all the people will be for it. Anxiety and uncertainty about our health care will be once and for all gone. Even pharmaceutical companies will cut billions in costs because they'll have no need to advertise, lobby, or provide gifts. This will increase those companies' net profit, to the benefit of their shareholders, or decrease the cost of medication!